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DeWitt: 563-659-3211
Wilton: 563-732-3211

Home Loans

Find The Loan For Your
Dream Home

Purchasing a home is one of the biggest financial decisions you’ll make. If finding the right home for you and your family is the most important thing, finding the right home lender is a close second. At DeWitt Bank & Trust Co., you can trust that you’re working with local lenders who understand your unique needs. We take the time to get to know you and create a loan solution for you. All our lending decisions are made in our office, so you’re always working with our team.

Mortgage Loans

From a fixed-rate mortgage to adjustable-rate mortgages, we specialize in providing traditional mortgage loans. We can offer competitive interest rates, a quick underwriting process and affordable closing costs.

Personal Loans

If you’re looking for another lending solution, our team can create a personal loan with the right terms and competitive rates to match your needs.

View Personal Loan Solutions

Construction Loans

If you want to build your own home from the ground up, DeWitt Bank & Trust Co. offers construction loans to cover the costs associated with building your dream home.

Home Equity Loans & HELOCs

Put the equity you’ve built up in your home to good use. Home equity loans are lump-sum loans that can be used on anything from home improvements to a new car. We also offer Home Equity Lines of Credit (HELOCs) that allow you to draw on your line of credit as needed. As you repay the HELOC, you can borrow more.

Contact Our Home Lending Team

Our home loan experts are ready to answer any questions you have and help you find the right loan. Contact our home lending team to get started on finding the right home loan for you. Or complete our loan application and a member of our home lending team will contact you.

Loan Account Application

  • Shelby Burke

    Shelby Burke

    Assistant Vice President & Retail Banker

    NMLS: 1996600

    Divisions: Auto Loans, Business Banking, Home Equity Loans, Personal Banking, Personal Loans

    Location: DeWitt

    Phone: (563) 659-3211 (563) 659-3211

    Contact Me
  • Paul Hill

    Paul Hill

    Senior Vice President & Retail Banking Officer

    NMLS: 704236

    Divisions: Auto Loans, Home Equity Loans, Home Loans

    Location: DeWitt

    Phone: (563) 659-3211 (563) 659-3211

    Contact Me
  • Derek Sawvell

    Derek Sawvell

    Consumer & Mortgage Lender

    NMLS: 2321188

    Divisions: Auto Loans, Home Equity Loans, Home Loans, Personal Loans

    Location: Wilton

    Phone: (563) 732-3211 (563) 732-3211

    Contact Me
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Financial Calculators

Get an idea of what the future of your finances may hold and develop a plan by using DeWitt Bank & Trust Co.’s financial calculators.

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If you have questions about the online, bill pay, or mobile banking services offered at DeWitt Bank & Trust Co., we’ve got your answers.

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Fraud Prevention & Identity Theft

Learn what steps you need to follow if you believe you have been a victim of fraud or identity theft, including how you can file a complaint.

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Lost or Stolen Card

If you believe your check card or credit card has been lost or stolen, contact DeWitt Bank & Trust Co. immediately to freeze your cards.

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Reorder Checks

If you need more checks for your personal or business checking account, you can place an order that can be delivered right to your door.

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